HIE-HTO-Cover-Story – CREO

Creo’s team created a mobile first population health platform thatuses machine learning and advanced algorithms to predict and manageparticipant health risks. By combininga highly individualized assessment withpersonal health coaching and support,Creo improves clinical outcomes while reducing long term healthcare spending. The Creo experience is backed by a complete end to end digital population health platform that workson web and mobile and integrates withall the industry-leading corporate healthapps or devices, and clinical platforms.By leveraging gamification, customcontent, and active engagementpractices, the gstickinessh of the Creoapp helps propel participants towardgreater control over their healthcareconcerns, resulting in cost savings,for the employer, the employee, andhealth plans.A recent survey of Americafs chieffinancial officers (CFOs) indicatesthat rising healthcare costs are theirleading concern. gAs more Americanswork longer, they naturally use morehealthcare services that in turn driveup medical costs for themselves andtheir employers,h mentions Bernard.This correlation between aging andincreased costs is reflected in yetanother nationwide statistical reportthat shows medical

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Dzee ENV Press Release (approved)

DENVER, CO. Dzee Solutions Introduces Healthcare Expense Analytics to Envestnet’s Financial Planning Capabilities. AIVANTE Health Solutions, Inc., a technology company offering decisions support systems for optimizing healthcare financing decisions, today announced the deployment of their technology through Envestnet’s leading systems for wealth management and financial wellness. Financial advisors using the Advanced Logix tool on the Envestnet platform will be able to see lifetime predictions of their client’s medical and long term care expenses, which are personalized to the client’s health and location. The lifetime expenses can be framed in the context of a broader retirement plan as a specific goal that needs funding. “We’re thrilled that Envestnet is offering this critical capability to advisors within their Advanced Logix financial planning tool”, notes David McClellan, a business advisor to AIVANTE Solutions notes. “Retirement medical expenses are one of the most significant costs faced by retirees, so naturally funding these expenses are one of the biggest risks in a retirement plan, and one

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David McClellan Joins AIVANTE Health Solutions Advisory Board

Financial Services Industry Veteran, David McClellan Joins AIVANTE Health Solutions Advisory Board Denver, January 25, 2016 – AIVANTE Health Solutions, a leading technology company that uses proprietary machine learning technology to provide personalized forecasts of an individual’s lifetime healthcare spending, today announced that David McClellan has joined the firm as a business advisor. Mr. McClellan has extensive knowledge and experience within the broker-dealer and financial advisor industry, having held senior sales, product and strategy roles with Morningstar, Inc. and Albridge Solutions, Inc., an affiliate of Pershing LLC. “We’re thrilled to have David join our firm, said CEO Bipin Agarwal. “The market is ready for our solution, and David’s experience and relationships will significantly accelerate AIVANTE’s product adoption with broker-dealers and financial advisors.” “I’m excited to help AIVANTE Health Solutions solve what is a ticking time bomb for retirees,” noted Mr. McClellan. “Many investors preparing for retirement worry about their ability to pay for

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Health is Wealth

“Health is Wealth” – An age old wisdom that has been communicated and repeated by a lot of wise people. Most of us tend to agree, when asked. However, what is more important is do we really take this advice seriously or just pay it lip service. Each one of us has our own way of adopting this knowledge in our daily life. Some will change their lifestyle by working out, changing food habits, spending more time outdoors, etc. Most consumers do not recognize the value of saving money for health care until they run into a tough situation. For example, Cancer may lead to a procedure with a $5000 deductible every year for several years, unplanned hip replacement may have a $5000 deductible, Child birth may have a $4000 deductible. Any unexpected expense may cause a lot of hardship while you are trying to take care of your family, pay your mortgage,

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